Many investors turn to indexed securities to diversify their portfolios or to achieve steady growth, moderate risk, and lower expenses. Typically, index investing involves finding a long-term asset allocation that matches the amount of risk a client is willing to take. However, the assumptions used in determining asset allocation are based on historical data – which means, if left unchecked, a chosen allocation can actually increase risk and underperform if the current political or economic climate deviates from these projections.

Probity Advisors developed our Tactical Allocation Platform to combine the stability of diversified indexed security funds with the benefits of active management. It’s designed for clients who want an efficient means to invest in a multi-asset class portfolio, but want an investment advisor actively managing the portfolio for the current political and economic environment.

Before we begin managing your account, we have a conversation with you. We talk about your short- and long-term goals, your financial concerns, your risk tolerance, and any personal preferences you may have – either for or against certain types of securities. We’ll also look at your tax situation, set up guidelines for buy and sell constraints, and determine your time horizons.

Using this information, we create an investment roadmap specifying your ideal asset allocation. Our team of research analysts develops a broadly diversified portfolio composed of low-cost, indexed securities that are actively managed by Probity’s portfolio managers.