Flexible options. Far-reaching benefits.
One of the best ways to attract and retain outstanding employees is to offer top-notch benefits. But until now, small- and mid-sized businesses had limited options.
Probity Advisors is an expert in creating innovative 401(k) and 403(b) retirement plans, as well as pension and profit-sharing plans for businesses like yours. After determining your needs, we’ll work with you to develop a plan that gives you and your employees the right mix of investment options, without bogging you down with complex administration.
Choices without complication.
Every employee is different, with different retirement needs and investment preferences. That’s why Probity Advisors offers a comprehensive range of investment strategies – from actively managed, indexed portfolios to employee self-directed options. You and your employees can even choose to have a personal money manager build a custom portfolio suited to your objectives.
But even with all these choices, we make administration easy. From our online enrollment to ongoing performance reviews, we’re there to make sure everything runs smoothly.
How It Works
Probity Advisors will work with you to set up a retirement program that could include all or part of the following investment options:
Advisory Option
Indexed asset-allocation models managed by Probity Advisors’ portfolio management team. This low-cost, fully outsourced advisory option is ideal for accounts of all sizes. It also acts as the default option for automatic enrollment.
Multi-Manager Overlay Option*
An individual customized portfolio administered by Probity Advisors’ portfolio-management team that combines the models of some of the market’s most respected money managers. Ideal for executives who want to know their account is being managed specifically to their objectives.
Individual Brokerage Account**
Employees can invest in stocks, bonds, and mutual funds online through a self-directed Charles Schwab account, with no professional advice.
Core Mutual Fund Option
A list of top-performing mutual funds available from Charles Schwab, compiled quarterly by Probity Advisors. This option appeals to employees who want the same type of retirement options they have had in the past, but with the knowledge that an outside portfolio manager is continuously reviewing these choices.
Stable-Value Option
A fund option that guarantees principal, while giving the participant the potential for growth at a stated rate of interest. This option is for the risk-averse investor looking for a return that is generally higher than that available from a savings account.
