The Probity Fixed Income Platform is designed to generate periodic income, while preserving capital by investing in debt securities. This product is tailored to clients seeking greater protection of assets with predictable cash flow. These types of accounts can provide long-term stability, with growth potential well beyond the standard savings account and other similar vehicles.

The first step is looking at your spending needs and allocation demands, as well as determining the amount of risk you’re willing to incur with your principal balance. Based on this conversation, your financial advisor will recommend the appropriate fixed income strategy for you.

These types of accounts can take on many different forms – from laddered, bullet, and barbell, to cash flow matching or liability immunization – based on your individual needs. Your recommended securities could include U.S. treasuries, agencies, foreign government obligation, domestic corporate bonds, commercial paper, or high-yield bonds, as well as ETFs or closed-end funds. Your financial advisor will explain the choices and maintain ongoing communications with you to ensure your financial strategy adjusts as your life changes.