Group variable annuity platforms are easy to adopt, but expensive. Mutual fund platforms are less expensive, but require large investment minimums and are limited to the company’s proprietary products. Those were your choices – until now.

Probity Advisors has created a 401(k) platform that brings big business benefits to small- and mid-sized companies. This low-cost, flexible retirement solution delivers a full range of investment options – from self-directed investing to recommended mutual funds to personal, professional advisory services.

That means you and your employees have the option of engaging Probity portfolio managers to personally manage your own custom investment portfolio. That’s a value that most other plans don’t provide.

Even with all the options, Probity Advisors’ 401(k) Platform is easy to use – both for you and your employees. After meeting with you to determine the options you’d like to include, Probity Advisors or your Investment Advisor Representative will work with you to effectively launch your program internally, answer employee questions, and set up convenient, online enrollment. We also offer an automatic enrollment option that ensures all of your employees participate in the program. This process ensures each employee can participate in any employer matching distributions that may occur, and stabilizes plan participation rates.

You get a competitively priced plan with personal portfolio options that meets all federal compliance standards. Your employees get the choices they need to secure their financial futures.

Probity Advisors’ 401(k) Platform gives your employees choices – not only in investment type, but also in the amount of advice they want. Your employees can manage their investments independently through an individual brokerage account, get limited assistance with a core mutual fund list, or turn their portfolio over to a professional money manager. As a business owner, you can choose to offer all of the following options, or eliminate any you may deem not appropriate for your employee base.

This 401(k) Platform is just one example. Using our expertise, the latest research, and technology, we have created a solution that ensures you and your employees get the most comprehensive retirement services in conjunction with a level of personal advice typically limited to very large organizations.

Probity Advisors is a part of Wealth Services Alliance, a network of experienced, established companies, each specializing in a different area of personal and business finance. By integrating portfolio management, risk management, and accounting into a single entity, we become a comprehensive resource for business owners.

That means the same organization that creates your 401(k) plan and manages your personal investment portfolio has the resources to provide integrated business and personal finance solutions, including coordinated estate planning, business succession and continuity planning, and corporate and personal tax strategies.

When you work with us, you get a team of specialists working together on your behalf – to mitigate risk while bringing optimum returns for both you and your business. You get a level of access you’ve never had before, and a company that’s committed to your success.