Our difference? Individually managed accounts for every client.
An individually managed account is a professionally managed portfolio of securities that are owned directly by the client. Unlike mutual funds, these assets aren’t commingled with those of other investors. That means we can customize the investments to reflect your personal preferences, and manage these accounts for minimum tax impact. In short, you get all the benefits of professional money management with the flexibility, control, and potential tax advantages of owning individual securities. In the past, individually managed accounts were only an option for the very wealthy investor. Using advanced technology, experience,
and resources, Probity Advisors has made these customized portfolios available to a broader range of clients, so more people can take advantage of the benefits.
Personal portfolio. Personal service.
Some say it. We do it. Probity Advisors keeps the communication going, from our first meeting on. You can expect a level of access you’ve never had before, and a higher level of commitment from everyone at our firm. Our mission is simple – to empower clients through solid, individualized financial management. And we deliver on that promise every day.
Our Affiliation with Wealth Services Alliance
Probity Advisors is part of Wealth Services Alliance, composed of three experienced, established companies, each specializing in a different area of personal and business finance. The organization was created to bring a unified approach to wealth management –
integrating portfolio management, risk management, and accounting into a comprehensive solution for each individual and business client. With Wealth Services Alliance, you have a team of experts, specializing in all fields of wealth management, working on your behalf.
What makes individually managed accounts better?
Probity Advisors customizes every portfolio around our client’s need for growth or income, social and moral concerns, and tax liabilities.
Investors in mutual funds can be exposed to unanticipated tax liabilities, resulting from excessive trading or prior capital gains, which can negatively impact the portfolio’s overall
performance. Individually managed accounts help minimize tax liability by managing securities with the individual investor’s tax consequences in mind.
Individual Market Entry and Exit
With individually managed accounts, security sale and purchase points can be carefully selected or targeted. This strategy provides the opportunity for enhanced returns but creates a cost basis and profit/loss that are unique to the individual – unlike pooled accounts, where investors could share tax liability, regardless of personal gain.
Investments are allocated in a variety of investment styles and disciplines to better insulate the portfolio from market fluctuations.
Clients are always aware of the investments they hold, and better informed of the fees charged to the account.